How to get free credit reports and free FICO scores

=>Lenders are always in the need of the credit report to determine the risk of accepting you as the borrower.Thus you should make sure that you are having a look at it.If there any errors,they need to be corrected.

=>To get free credit reports,federal laws are allowing you to get them online for every 12 months.So you can get these reports through the annual credit report website.

Free FICO scores??

=>Lenders have started to use the FICO score as a main factor for accepting the borrowers.Thus make sure that you are able to manage a  good credit score.

=>Unfortunately there is no such thing as the free credit score – you need to pay a small fee to get the score.